Posts by Little House

By Train, by Plane, by Automobile…Ways to Save on Travel

Posted by in Articles, personal finance | 12 comments

The post was originally published on The Centsible Life. With the holidays approaching and winter right around the corner, I’ve been letting my imagination run away from me. The idea of taking a vacation, or at least leaving my living room, is making me drool over each and every sunset-on-the-beach photo I come across. Yet, traveling on a budget calls for creativity, research, and gumption. Lately I’ve been scoping out the best modes of transportation for quick weekend get-aways, longer...

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Savings Strategies for Non-Savers

Posted by in Articles, personal finance | 12 comments

This post was originally published on Budgeting in the Fun Stuff as a guest contributor. Growing up in a frugal family that saved a small fortune on a conservative fireman’s salary, one would think I’d follow in these similar footsteps and end up the ultimate uber-saver. Not so; as life would present too many tantalizing baubles and opportunities to spend my hard-earned money on. I could blame my deprived childhood, due to extreme frugality, on my poor savings habits and...

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Creating More Income for a Balanced Budget

Posted by in Articles, personal finance | 24 comments

This is a 3-part series about creating a budget. Part one covered the basics of creating a budget and part two looked at ways to reduce expenses to make a budget more flexible. Today I’ll be examining ways to increase income to help pad a budget, giving a person more money to work with. Since I use Quickbooks, I can easily use my annual reports to see if my income is increasing, decreasing, or staying consistent from year to year. A couple of years ago, I saw an increase in my income...

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Energy Hogs Link Round-Up Edition

Posted by in Articles, personal finance | 10 comments

I was so excited when I first received my water and trash bill for my new apartment because it was such a small bill, $11.99 to be exact. This was a huge difference from what I was paying at our rental house each month. Of course,  a few months have now gone by and our water bill has gone up a little, so the elation has faded a bit. However, I received our first electric bill a couple of weeks ago hoping to be just as pleasantly surprised since apartment utilities are usually less than house...

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Happy Budgeting; Reduce Your Expenses

Posted by in Articles, personal finance | 36 comments

The other day I posted about the importance of creating a budget, especially after a major financial melt down. I organized the methods to do so and included worksheets to help a person get started. The next logical step after forming a budget is to figure out how to reduce some of your expenses and/or increase your income. Most often when I hear someone complaining about not having enough money, they immediately blame their income for their financial woes. Usually they say something to the...

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