Investing for Beginners: Remember the Five “P’s” to Guide Your Effort
This is a guest post brought to you by ForexTraders. In these trying economic times, it can be quite an accomplishment to meet your monthly budget requirements and then have money left over for savings. We all must learn how to save on a regular basis to provide for our future financial security, but we also must take the time to lean about investing, a rather daunting topic since none of us ever were really taught much about the discipline during our collective time within structured...
Read MoreEarly Retirement Extreme Book Review
Everyone dreams of retiring early, or at least while there’s still enough time to “enjoy” life without the daily grind of a 9 to 5 job sucking the last few gasps out of a person. With the right philosophy and some life style changes, Jacob Lund Fisker, author of Early Retirement Extreme, describes an alternative method of how to retire with only a few years of working in the work force. Early Retirement Extreme isn’t a “how-to” book on how to retire early...
Read MorePast Payday Loans and What I Learned
Before I learned how to devise a budget, or manage my money so that I had money left over at the end of the month with all my bills paid and a savings cushion, I made many mistakes that eventually ruined my credit. I maxed out credit cards due to impulsive whims; I lived off my credit cards after quitting my 9 to 5 job to run a hot dog stand that only lasted a month, I defaulted on a car loan, I missed payments on a credit consolidation loan, and the list goes on and on. The bottom line was...
Read MorePersonality Traits of Successful Investors
This is a guest post from Alban who is a personal finance writer at Home Loan Finder, a home loan comparison website. When you were growing up, your parents probably told you that you could be anything you wanted to be. Regardless of the wisdom of this parenting technique, the reality is that there are things to which we are all better suited than others and while most of us can get along in a range of fields and activities, there are certainly those where we can excel beyond the achievements...
Read MoreWill My Pension Run Out By 71?
Each year I receive my annual pension update calculating my years in the district and how much that has equated to, plus any interest that’s been accrued. It’s quite a pitiful number, but it doesn’t count the one-to-one match that started a few years back. It really isn’t a complete picture of how much I’ve actually accumulated and our retirement is also based on a few other factors that will be calculated closer to my retirement, but it gives me a...
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