personal finance

Benefits to a Zero Balance Account

Posted by in Articles, personal finance | 2 comments

Benefits to a Zero Balance Account

Why have all of these accounts with one nearing a zero balance? First, let me define my concept of a zero balance account - it's a checking account that, after all bills are paid for the month, equals out to zero dollars or some very small amount (usually under $200).

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Los Angeles Rent Prices Out of Control and Out of Reach

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Los Angeles Rent Prices Out of Control and Out of Reach

However, I've known for a few years now that Los Angeles is just not a very affordable city for median income earners like myself. I've stayed because I have roots here and a good job, and it's also what I know.

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A Visit to Zion National Park

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A Visit to Zion National Park

This past week, Mr. LH and I visited Zion National Park. It's been a park on my list of "to-do's" for many years. It was spectacular and definitely worth the wait...and drive.

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Back from Break!

Posted by in Articles, personal finance | 6 comments

Back from Break!

I’m Back! I took a short vacation to Zion National Park (which I enjoyed thoroughly!) and now have to settle back into daily life. – Well almost. I technically have three more days of “vacation” before I go back to the grind. However, these next three days I’ll be cleaning the dirt off all my stuff, downloading tons of photos that Mr. LH took, and calculating just how much OVER budget we went on this trip. Definitely OVER budget I’m afraid to admit, but this...

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Best Cities to Live on an Average Income

Posted by in Articles, personal finance | 6 comments

Best Cities to Live on an Average Income

Over the past few years, I've toyed with the idea of moving out of the second largest city in the United States to somewhere more affordable. Affordability isn't the only factor in choosing these cities, so I've selected cities that have unique traits such as great restaurants, thriving art or music, or are known for their charm.

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Second Quarter Goal Progress

Posted by in Articles, personal finance | 8 comments

Second Quarter Goal Progress

Though the second quarter has only just begun, I've decided to review how I'm doing so far, mainly because many of these goals I started in March and I've had a whole month to reflect on my progress. For a recap, my second quarter goals included

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Build a House for Under $10,000? Oh Yes You Can!

Posted by in Articles, House Plans, personal finance | 12 comments

Build a House for Under $10,000? Oh Yes You Can!

I'm forever searching for ecologically friendly, low-cost alternatives to owning my own house. Want to know the secret? Dirt! Yes, dirt.

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Tips for Letting Smaller Homes

Posted by in Little House Plans, personal finance | 7 comments

Tips for Letting Smaller Homes

There are more people in the world than ever before, but the amount of space we have to live in has not increased. More and more people are therefore having to compromise on their living arrangements by learning to live in smaller properties and making the best use of the space they have.

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5 Reasons Why You Need Income Protection Insurance

Posted by in Articles, personal finance | 0 comments

5 Reasons Why You Need Income Protection Insurance

Income protection insurance can help to protect your income if you become sick or injured and can no longer work. It can offer a ‘substitute’ paycheck when you are no longer receiving your regular paycheck, helping you carry on paying the bills while you recover.

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Think Out of the Box: Multi-Sided Homes Rule

Posted by in Articles, House Plans, personal finance | 4 comments

Think Out of the Box: Multi-Sided Homes Rule

Four walls, four sides, four corners - most homes take on the shape of a rectangle. I don't know if rectangular homes rule because they're just easier to build compared to other shapes, like a triangle or hexagon, or if that's what the first settlers used in colonial America and we've adhered to that standard.

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