personal finance

Welfare Ramblings

Posted by in Articles, personal finance | 9 comments

Welfare Ramblings

Ultimately, the results people want to see from those receiving welfare are that they eventually become self-sufficient - have a job and earn a living wage to care for their families on their own. Yet, how the TANF and SNAP program work do the opposite.

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Best Summer Food Indulgences

Posted by in Articles, personal finance | 3 comments

Best Summer Food Indulgences

I’m not much of a foodie – I don’t cook, I’m not one to scope out 5-star restaurants, and I don’t get late night cravings (like foodie calls). However, there are some foods and drinks I love come summertime that are easy (seriously, I can’t cook) and inexpensive to make. Cowboy Caviar - forget that it has the word ‘caviar’ in the name, this isn’t chic or fish related, instead it’s a quick and cheap version of a bean dip. Recipe: 1...

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Putting Together an Emergency Kit

Posted by in Articles, personal finance | 6 comments

Putting Together an Emergency Kit

We're finally putting together an earthquake emergency kit. I'm not sure what took us so long, but after a few significant shakes these past 6-months, we've decided it's necessary - or at least a good idea.

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How to Budget on a Once a Month Pay Cycle

Posted by in Articles, personal finance | 11 comments

How to Budget on a Once a Month Pay Cycle

Most people get paid bi-monthly on the 1st or 15 of a month or every two weeks. However, some of us get paid only once a month. Now, there are some benefits to getting paid only once a month like having a huge wad of cash deposited into your bank account and feeling quite "rich" on that particular day.

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Back and Forth on Rent Versus Buy

Posted by in Articles, Little House Plans, personal finance | 13 comments

Back and Forth on Rent Versus Buy

Should I buy? Should I continue renting? If I lived in a city where there was a clear choice, this wouldn't be such a dilemma. However, living in a suburb of Los Angeles makes it a distressing, hair-pulling decision.

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Not Your Average Residential Park Model

Posted by in Articles, Little House Plans, personal finance | 2 comments

Not Your Average Residential Park Model

West Coast Homes has created a park model pre-fab that's anything but bland in design. Keeping with the traditional footprint of a mobile home (long and rectangular), their park model offers a cottage feel with the option to add a loft and deck turning a mobile home into a cozy cabin.

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Crowdfunding Sites for Everyone

Posted by in Articles, personal finance | 4 comments

Crowdfunding Sites for Everyone

Have a terrific idea or need donations to improve your organization? Crowdfunding sites can fill that need.

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Ways to Save on Products

Posted by in Articles, personal finance | 5 comments

Ways to Save on Products

Over the past couple of years, as my cats have become elderly felines, I've upgraded their food and litter. The food upgrade was really one of necessity - my cats just can't digest less expensive foods filled with grains anymore.

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Quarterly Goal Update – Going Strong

Posted by in Articles, personal finance | 6 comments

Quarterly Goal Update – Going Strong

Here I am in the second quarter of the year and so far, my goals are shaping up nicely (for the most part...but more on that below). This year, I decided to make my goals more management (aka smaller) and limit myself to shorter time lines, hence the quarter business.

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Everybody Needs a Budget

Posted by in Articles, personal finance | 7 comments

Everybody Needs a Budget

It's easy to think that only "average" income earners need to create a budget to be financially competent, but that's definitely not the case. According to a story on CNN's Money website, NFL players are susceptible to finishing their careers flat broke.

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