personal finance

Wedding Season March and Newlywed Finance

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Wedding Season March and Newlywed Finance

When we got married at the start of the new millenium, we didn't have a lot of money. We did get a little bit of help from both sides of our family, but most of the expenses were up to us.

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Do You Need a College Education to Make a Decent Salary?

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Do You Need a College Education to Make a Decent Salary?

Considering the high cost of college these days, I'm not a die-hard proponent of "all kids need to go to college." Twenty years ago, a college degree made a difference in income levels, but today I'd beg to differ. I also don't tout the importance of college compared to the cost of tuition.

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Hectic Week Means Less Time

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Hectic Week Means Less Time

Pulling close to 12-hour days and going to school part-time (will I ever be finished? Next June - whoo, hoo.), my schedule just hasn't allowed me to think clearly and publish witty, though-provoking posts - or even boring ones, for that matter.

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Second Quarter Goals

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Second Quarter Goals

It's so close to a new quarter, I've decided to pinpoint my goals for next quarter - April 1st through June 30th. With a new quarter on the horizon, I've set new goals! I had to give myself a pat on the back for smokin' my first quarter goals. As a recap, my goals from January 1st through March 31st included:

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Want to Know Why You Can’t Save?

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Want to Know Why You Can’t Save?

For the typical middle-class income family, lifestyle inflation is most likely the cause. Target group: Middle class income earners in excess of $51,000.

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Goal Setting Strategies for the Scarlett O’Hara’s of the World

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Goal Setting Strategies for the Scarlett O’Hara’s of the World

I often hear myself quoting Scarlett O'Hara from the movie Gone with the Wind, "Well, tomorrow is another day." Or, "I don't want to think about that today, I'll deal with that tomorrow." Tomorrow, tomorrow, tomorrow.....but tomorrow never comes.

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Five Ways Keep Grocery Costs Down

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Five Ways Keep Grocery Costs Down

All over the news, farmers are lamenting about how they don't have enough water to keep their crops at full production and most have already scaled back their growing season. This past weekend I drove north and saw dust bowls where farms use to stand with my very own eyes.

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Can You Save Half Your Income in an Expensive City?

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Can You Save Half Your Income in an Expensive City?

Every time I read blogs that focus on early retirement, the running theme is to save half your income for X amount of years. From a financial perspective, that makes sense, but there are two things that seem like "must have's" in order to do this:

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Newlywed Financial Bliss eBook Give-Away

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Newlywed Financial Bliss eBook Give-Away

Taking a close look at your finances with your partner, spouse, or significant other may not sound like fun times, so I kept the financial information as succinct and to the point as possible. I've organized the topics in an easy-to-read format, added quizzes to lighten the mood, and included resources for further reading.

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February Quarterly Goal Progress

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February Quarterly Goal Progress

I'm smoking my quarterly goals this year so far. Part of my success has been that my goals were realistic and attainable, the other part has been that this year has been good to me so far. A few things that have worked to my advantage:

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