January Progress Monitoring

Posted by in Articles, personal finance | 12 comments

Save 10%

Goal: Save 10%

This year my goals were fairly simple; save money ($6,000 for the year), continue to grow my blog (375 readers daily), and ride my bike (1,000 miles this year). Using the SMART technique, I came up with a plan to meet each target goal. I also added in paying off the car, but that goal is soclose to being completed, I almost can’t count it as a “New Year’s” goal. So how am I doing at day 31?


One month into the new year I’m finding that riding my bike 1,000 miles this year is going to be a piece of cake. I’m super motivated since I’ve started a bike blog, Bike Lane Living, and the weather has been sublime. It helps that this is something I have complete control over; it’s up to me to wake up 15-30 minutes earlier than usual and it’s up to me to psyche myself into “You gotta ride, the weather is terrific!” There’s really few, if any, outside factors working against me to meet this goal. Progress: Ahead of the game.


So starting another blog this year may be splitting my time and focus in two and could detract from my initial goal. However, I’m realizing I need to outsource some of the “busy” work it takes to “run” a blog. But of course, some of you know this already! I’ve enlisted the help of a couple of colleagues to help me network more often; submit to carnivals, comment on blogs I just don’t have time to catch up on, etc. This should assist me in meeting my blog goal and expanding my readership. So far, my page views have been consistently improving and this is a good sign. Progress: On target.

Saving Money

I just wrote an article the other day mentioning some strategies for those of us (i.e. ME) that need mind tricks to SAVE MORE MONEY! If finances were completely up to me, I think I’d be on schedule (Ah, Um…I need to save so pay me more! Or, hey, we don’t really need that, do we?). But let’s face it; outside factors influence how much I can save and what I have to work with. Yet, sticking with a 10% savings plan, I think I’ll be able to play catch-up in the next couple ofย  months. I’ve also been good at stashing the Lincolns in my Mason Jar, so hopefully that will add up to some extra green by March. At only $200 saved so far this year, I’d say I have a bit of catching up to do! Progress: Behind.

If only saving were as easy as biking, I’d be doing great. ๐Ÿ™‚ I need to break the cycle and save more because this is becoming a recurring theme (and post)!

How are your New Year’s goals or resolutions going so far?


Join the conversation and post a comment.

  1. krantcents

    Do far so good! I am taking a different approach this year. The goals that are more controllable are the ones I am working on first.

  2. Jeff @ Sustainable Life Blog

    that’s awesome lh – keep up the good work. It seems finances are the hardest for me lately as well!

  3. Hunter - Financially Consumed

    You’re off to a great start LH! You havde ridden 87 miles more than most people this year ๐Ÿ™‚ It can be tough saving money in January, we generally have a few big insurance bills due at this time. Bike Lane Living is doing great. I also need to learn a few of these outsourcing tricks.

    • Little House

      @Hunter – Yesterday, I broke 92 miles and have to say that BLL is really pushing me to ride more; which I love. ๐Ÿ™‚ As for saving money, January is usually hardest. If you’re serious about outsourcing some stuff, contact me and I’ll go into detail about what I’m outsourcing and to who.

  4. Thomas - Ways to Invest Money

    Nice goals simple and doable in my opinion. I love having goals that I control like working out, losing weight, commenting more etc. You have not one to blame if it doesnt get done but yourself. Only 200 so far is not bad but you are going to have to make up for it. Just dont end up doing the same thing in Feb.

  5. Miss T @ Prairie Eco-Thrifter

    @krantcents Ditto to that. We are doing the same thing. We are taking action where we know we can.

    Good luck this year. I think you are off to a good start.

  6. Squirrelers

    Keep up the great work! That’s nice when we can build momentum early in the year. For me, things are directionally going well in terms of goals. Not tracking exactly, but the goals were ambitious. Nonetheless, I’m working to get things on pace now. It’s achievable.

  7. retirebyforty

    You’re doing great! Keep it up. Doing it for the long run is the challenging part. ๐Ÿ˜‰

  8. Christa

    Great job! I hope to get ahead of my finances too this year, and so far we’re on track thanks to a bonus ๐Ÿ™‚ Otherwise, we’d be behind.


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