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Posts Tagged ‘biking’

Get a Bike, Ride a Bike?

December 14th, 2010 16 comments

Every holiday season, instead of receiving a bonus or gift from my employer, I get lots of days off;  three weeks to be exact. Of course, I don’t get paid for these days off, so in my case it’s not a time for joyous celebration. However, I do enjoy spending time with my family and catching up on extraneous projects. Yet, this holiday season, U.S. Ikea employees will be receiving a bicycle. Oh, how I love bicycles. Too bad I don’t work for Ikea.

Now, I’m a big proponent of bicycles; they are energy efficient in that it takes little exertion to move quite quickly. Bicycling is a great way to get in shape, or keep in shape, and you can save money on fuel. It’s also a fun activity for most.  However, as the residents of New York City are finding out through their expansion of their bicycle lanes, just because you “build it,” it doesn’t mean “they will come.”

So, with 12,400 bicycles on Ikea’s give-away list, does that mean that all of these employees will begin pedaling to work? The cynic in me is saying, probably not. But, “Why?”, is the more important question.

A few years ago, when gas prices skyrocketed to almost $5 a gallon, I began cycling to work myself. I couldn’t bear paying the price per gallon in fuel to drive only 10-miles round trip to work and back. I remember enjoying bicycle riding as a pre-car teenager and decided a bicycle would be a smart way to travel around town. I found a comfortable bike and began pedaling to and from Starbucks, work, and school. I really enjoyed riding, even in a city that lacks bicycle lanes and is entirely car-obsessed.

However, a few months later, gas prices started to sink back to more “normal” and reasonable levels. I still continued to ride my bike, but I found myself opting to drive for reasons such as, “It’s too windy,” or “I have too many errands today.” All of a sudden, I went from cycling 180 miles a month to a pitiful 50 miles if I was lucky.

At first, I blamed the lack of bicycle lanes on my decrease in riding. But I had found plenty of alternative streets to ride on that weren’t heavily trafficked, so I knew that wasn’t the real reason for my lack of riding. I then decided it was the weather that kept me off my bicycle. Yet, I live in sunny California where the whether is mild most of the year and a light-weight coat is all one needs to stay warm.

I knew the real reason, but it was hard to admit it. I was LAZY. Lazy because it was all too easy to hop in my car and drive to work. Lazy because it wasn’t costing an arm and a leg to fill up my tank. Lazy because there just aren’t many other bicyclists riding on the streets subconsciously encouraging me to ride my own bike.

Once I realized that I was the problem, I decided I wanted to fix it. I’ve begun riding my bike more often, but I still find myself making excuses for not riding as much as I could. So, what is the reason more people, like me, don’t ride their bikes? It’s not the lack of bicycle lanes and it’s not the weather; it’s the fact that it’s just too easy to drive. Cheap gas has created this problem, which has also created suburban sprawl (another topic all together). If our gas prices were double the amount, more people would have to figure out alternative modes of transportation, and the bicycle would be one option. An example where bicycle riding is more prevalent is in European cities where the cost of gas is much more expensive; it makes more sense to ride.

I’m not necessarily saying we need a huge increase in the cost of gas as there would be a trickle down effect that would increase the cost of practically everything. What I am saying, is that convenience and easy access to low cost fuel has made us, or at least me, lazy.

So will the 12,400 employees of Ikea begin riding their bikes to work? What do you think?

Tuesday Tips, Rehash…

September 21st, 2010 5 comments
Tuesday Tips, Just Another Great Post from Little House

Tuesday Tips, Just Another Great Post from Little House. I'm so humble.

This is a blast from the past Tuesday Tip. While I’m still struggling to keep up these past two weeks with a new and busier schedule, I’ve found myself floundering for Tuesday Tip ideas. Have no fear, though. I’m sure I’ll begin concocting some soon! Until then, share my passion for the love of my bike….

This week’s Tuesday Tip is bicycling as an inexpensive mode of transport. Have I mentioned that I love my green, Raleigh Comfort bike? Probably, right?

Tip # 3: Bicycle your way to the grocery store, save money and lose inches!

Why Cycling is Frugal

  • When gas prices were hovering around $5.00 per gallon here in sunny Los Angeles, I bought myself a bicycle. My trips to Starbucks, the grocery store, and even the bank were all under 2 miles. I saved money on filling up my Honda with gas less often -and smiled to myself as I rode past the gas stations. (I love my Honda, but it’s not very fuel efficient :( ).
  • Pedaling my way around town, I realized I didn’t have to spend the extra time working out. I was never a gym-goer, I like being outside more often than not. However, I saved time in the evenings by getting in my exercise while completing an errand. Save time, save money – bike!
  • Fit people cost our health care system less money. Cycling not only strengthens your legs, but your heart as well. And, heart disease is the number one killer among humans.
  • You don’t have to pay for parking. Biking to school saves me over $300 on parking permits. Whoo-hoo!

Cycling is Good for the Environment

  • When you pedal, there’s no petroleum based byproduct to worry about. You are conserving petroleum, reducing your emissions, and getting fit all at the same time.
  • If you worry about the amount of energy that went into making your bike, you can always purchase a used one. That’s one of the great things about bicycles, their simple, but effective, design. A good tune-up and some new tires on a used bike and you’re ready to go.
Dont believe me? Check out this cool image.

Don't believe me? Check out this cool image. Image from BikeNow.org

Do you ride your bike? Does your city make it easy for you to do so? Do you ride offensively or defensively? How many of you ride weekly?


Extreme Behavior to Save a Buck or Two

September 10th, 2010 13 comments

It’s funny that I seem to stress over the little things (I guess I should catch up on my reading over at Sweating the Big Stuff!). For instance, I normally won’t pay for an annual parking pass at the local university. I’m only there one day a week, so why should I bother spending over $300 on an annual parking permit? Obviously, that’s a no-brainer. However, on a day to day $7.00 rate, even if I drove to school over the next 11 weeks, I’d only spend $77.00. But wait! I make it a point NOT to drive to school since I live a mere 3 miles away. Hence, I save $7.00 every time I ride my bike instead.

However, the past two weeks luck would have it that on the day of my classes, it’s been over 100 degrees! Holy cow. Am I insane?! Apparently, yes. Instead of coughing up the measly $7.00, which would really be $14 for both days, I instead decided to ride my bike. My body let me know that I really am getting too old for that stuff. When I arrived at my destination, not only was my head throbbing (a sign of heat exhaustion?!), but I was as red as a beat. It took me a good hour to work my way back down to a normal color and stop sweating profusely.

So, where am I going with this? Lately I’ve been running a little ragged and burning my candles at both ends. So, for some great reads (that I unfortunately haven’t had any time for!) that I’ll have to catch up on soon:

  • Financial Samurai with Spending Too Much and Course Correcting. He seems to be exhibiting the opposite behavior from me, but he’s making a point to take it to the extreme and spend less!
  • For the last few weeks, the Yakezie.com website has been spotlighting a Yakezie member each weekday. Earlier this week, I was spotlighted. But, enough about me. Here is one from this week; Bucksome Boomer.
  • I can’t wait to read a little bit more on this post; Invest it Wisely created some easy to read charts showing possible outcomes if you pay down your mortgage vs. saving up an emergency fund. Very insightful.
  • Everyday Thoughts and Tips had some great tips about buying a new home. I reviewed a book this week about renting vs. buying; it seems to be a running theme through out the Yakezie group this week. (perhaps we’re all psychically linked?!)
  • Another intriguing post I’m hoping to read this week: What is the car dealer CSI? from Car Negotiation Coach. CSI in this case standing for Customer Satisfaction Index. Let me tell you that I’m currently not very happy with our current car dealership, in particular their service center! But more on that at another time.

It sadly took me THREE WHOLE DAYS to write this piddly post. The pressure, the pressure! Not so much from this blog, mind you, but from my life away from blogging. I’ll have to take some time in the next few days and catch up with why I’ve been busy; basically I’m a “YES” girl. Not always a great thing to be.

Wise Bread Post Today

June 14th, 2010 No comments
Wise Bread

Wise Bread

Today I have an article over at Wise Bread. Be sure to check it out!

Monthly Update for May

May 26th, 2010 3 comments

There are lot’s of exciting things going on here! I’ll be posting some news very soon….but on to my monthly updates, which keep me honest with myself and motivated to keep forging on.

Bike Challenge

Riding two days a week to school and back equates to 24 miles a week. When I add on my additional 4 miles to Starbucks on the weekends, I can confidently say I’m exceeding this goal. Below is my status:

Mays Bike Challenge Update

May's Bike Challenge Update

This challenge has been pretty easy for me to meet, it just requires me getting up 30 minutes earlier than normal. You can see I’m almost  at 144 miles. Easy, breezy!

Crummy Loan Pay Off

My loan repayment challenge is much more of a challenge! Since the crummy loan is at such a high interest rate, almost 30%, paying it off is like taking two steps forward and one step back after they apply their finance fees. Yuck! I’ve been diligent in paying at least $400 a month, and this month I was able to apply an additional $50 making the total payment towards this loan $450. View my status below:

Crummy Loan Repayment for May

Crummy Loan Repayment for May

Even though I made a $450 payment, my balance only went down $251 due to to an almost $200 in monthly interest fee charge. This high of a rate of interest should be illegal.

I recently read about a low income person who was paying this very same financial company through a wage garnishment. He ended up going to court because the total he was paying on the loan wasn’t making much of a dent in his outstanding balance. The lawyer representing him found out that he had paid over $10,000 in the course of 2 years for an original $7,000 loan. Yet the company claimed he still owed close to $8,000! What a rip off. The company eventually dropped the balance due from his credit report. How nice of them. *note the sarcasm.

What’s Next

  • To make paying off this crummy line of credit a little more tolerable, I might hit up my bank this summer and to reduce the rate of this loan. I tried with Lending Tree but to no avail.
  • Plan my retirement savings! This is my end of summer goal.
  • Continue writing, guest posting, and plan my summer project (I have two that are secrets for now!)

What’s on your list for projects, planning, or just plain summer fun?