“Bliss Box” Contents, Part Deux
I’ve received some great input on my Newlwed Bliss Box. The feedback I’ve received includes some additions and terrific and creative ideas including expanding my checklist to include discussing life insurance and a will (fabulous addition I might add), and adding beautiful photos to motivate the newlyweds to discuss each topic. I also like the comment about adding in little financial love notes, such as I saved X amount of dollars by taking my lunch to work, etc. Another...
Read MoreJune/July Status and Roundup
I meant to write about my crummy line of credit status and biking challenge last month (see May’s here), but it slipped my mind (must be that summer sun!). To date, I’ve completed my bike challenge with 4 miles to boot! Biking is my love, so it’s very easy for me to commit to biking a certain amount and fulfilling that goal and then some. Bike Challenge – Complete Bike Challenge for July – complete Crummy Loan Pay Off My crummy line of credit loan, however, is...
Read MoreFinally Took the Plunge…
…I signed up for CreditKarma.com so I can now obsess check my score’s progress. One of the elements of my 3-step plan towards purchasing my own little house is improving my credit score so I can qualify for the best and lowest APR mortgage loan. Now that I’m privy to amortization charts, I can quickly compare a mortgage loan at 5.5% versus one at 7% and see that the amount of interest paid on the 7% loan is nearly twice the amount that someone would pay on a 5.5% APR loan....
Read MoreMy Name Here, Who Used to be Rich Last Sunday
For those of you who know this story, you’ll know exactly what I’m referring to. For those of you who don’t, enjoy my version….This story is based on the story written by Judith Viorst titled Alexander, Who Used to be Rich Last Sunday. It’s not fair that Sergey Brin is 32 and has eleven million dollars, four quarters, and three dimes in his bank account. It’s not fair that Reed Hastings has eight million dollars, four dollars, seven dimes, and eighteen...
Read MoreLivable Living Expenses
I try not to obsess too much over my finances (check out Well Heeled Blog’s article about personal finance bloggers. That’s not me, I swear!). However, because I’m paying off debt, trying to save for a house, and live frugally, I do run reports from my Quickbooks program from time to time. Being self-employed / part-time employed, also causes me to be diligent with keeping track of my funds. The Quickbook’s reports show my expenses versus my income in many graphic forms:...
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