Why have all of these accounts with one nearing a zero balance? First, let me define my concept of a zero balance account – it’s a checking account that, after all bills are paid for the month, equals out to zero dollars or some very small amount (usually under $200).

However, I’ve known for a few years now that Los Angeles is just not a very affordable city for median income earners like myself. I’ve stayed because I have roots here and a good job, and it’s also what I know.

This past week, Mr. LH and I visited Zion National Park. It’s been a park on my list of “to-do’s” for many years. It was spectacular and definitely worth the wait…and drive.

I’m Back! I took a short vacation to Zion National Park (which I enjoyed thoroughly!) and now have to settle back into daily life.…

Over the past few years, I’ve toyed with the idea of moving out of the second largest city in the United States to somewhere more affordable. Affordability isn’t the only factor in choosing these cities, so I’ve selected cities that have unique traits such as great restaurants, thriving art or music, or are known for their charm.