There are a ton of ways to make a little extra cash and Good Financial Cents recently posted 100-ways to do this – fast; become a dog walker, have a garage sale, volunteer for overtime, etc.. However, if you’re the creative type, here are a few more ideas that might take more time, but could turn into stable income:

  1. – for all things creative. If you can sew, make ornaments out of wire hangers, or make jewelry, Etsy is the place to showcase and sell your wares. The products available are neverendless.
  2. CD – for the musically inclined. Do you play a musical instrument, sing, or have a song to sell? Sell it on CD Baby. Not only does CD Baby sell your song through their site, but they help you get it onto a ton of other digital download sites as well.
  3. – get your foot in the door. Design logos? Tweak websites? If you’re just starting out as a budding graphic or web designer, take on small jobs for $5 a pop. Build up a portfolio, then expand your business.
  4. – sell your website templates. If you enjoy building websites, selling templates might be a way to make a little extra dough. There are a few sites out there that share the profits with you, but is a legitimate one to start with.
  5. – sell your photographs. iStock is one of many online stock photo sites and has a huge catalog of photos to select from with prices ranging from very inexpensive to expensive. A photographers share ranges from 15% to 45% of the royalty.
L.A. Santa  - Holiday song.
L.A. Santa – Holiday song.

So far, all of my ideas have to do offering your services online. That’s just one of many ways to cash in on your creativity, below I’ll outline some person-to-person possibilities to support your online endeavors. But first, a shameless plug: This year, Mr. LH posted his holiday song on CD Baby, which is why I know a little bit about how CD Baby works. It’s about Santa living in Los Angeles, driving a red Mercedes Benz (funny, there’s a commercial about this, but Mr. LH’s song lyrics were written many years ago), and his elves working for UPS. If you have a moment, be sure to check it out, it’s Big Band-style and squeaky-clean. 😉

Now, for some person-to-person possibilities to grow your creative business:

  1. Photography Services – To build a portfolio and reputation for yourself, offer to take photos of local events for a low price or free. Make money on selling the prints on the back-end. Depending on your interest, hand out postcards to local shops (wedding dress boutiques, children’s clothing stores, etc.) and offer to take photos of their store for helping you advertise your business.
  2. Musicians – There’s always a need for live musicians, whether that’s playing at a local bar or coffee house or at an event, share your musical abilities for a small fee or barter for advertising and word-of-mouth if you’re just getting started. Another place to look: recording studios – often times they need musicians for certain tracks.
  3. Designers – Offer your services to local retail stores and restaurants in your area. It’s not uncommon for restaurants to need their menu updated annually or an ad created for a coupon.

Something I’ve left out is interior design – if you have a knack for decorating, hit up a local realtor and ask to assist in staging the houses for sale in your area. Photograph your work and build your portfolio. After a few “freebies” you should be able to charge a fee.

I’m sure there are plenty more creative things I could add to make a buck or two. Are you the creative type? How do you profit off your talents?

Monica on Money


  1. Laura @ Richmond Savers Reply

    These are great ideas! I think everyone has something to offer or a skill they can monetize. We’re going the website route, and are focusing on getting a travel rewards coaching program up and running.

  2. If you are into photography, I think that’s an excellent opportunity. I know of several people who were able to turn that “hobby” into a real business (although it did take some time to develop, no pun intended). If you are looking to make cash quick, offering your photography services to friends and family for low prices might be a good idea. Word of mouth is often how the business grows.

    • @Mr. Utopia – Years ago, Mr. LH and I started out with family portrait photography. It eventually grew into graphic and web design, but photography can lead into a terrific business.

  3. I’m really interested in iStockphoto. I need to take some classes and start posting photos for sale. I’m sure it just takes a lot of practice and a little luck. Do you know anyone who has done this successfully? I wonder how much money you can really make there.

    • @MidLifeFinance – I don’t know of anyone personally, but according to iStockphoto, you submit three samples of your work for their review. It doesn’t seem that difficult, I just don’t know what the acceptance rate is. I remember when iStockphoto was in its infancy and there were free photos! 😉

  4. Crystal @ Prairie Ecothrifter Reply

    I am not the creative type, so I stick with making money for services. My main side jobs are babysitting and ghost writing.

  5. Mel @ brokeGIRLrich Reply

    I like Razzle and CafePress too for anyone who can come up with a clever slogan or draw a little, it’s easy enough to get it online and try to make some cash off of it.

  6. Daisy @ Prairie Eco Thrifter Reply

    I always thought it would be so great to be talented enough to sell on Etsy. I’d also love to sell themes on Theme forest. I am definitely not good enough in crafts/making anything OR coding for either of those things though. I’m just not a very creative person.

  7. MonicaOnMoney Reply

    I loe these ideas for making few extra bucks, it definitely adds up too!

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