Should I buy? Should I continue renting? If I lived in a city where there was a clear choice, this wouldn’t be such a dilemma. However, living in a suburb of Los Angeles makes it a distressing, hair-pulling decision.

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Over the past couple of years, as my cats have become elderly felines, I’ve upgraded their food and litter. The food upgrade was really one of necessity – my cats just can’t digest less expensive foods filled with grains anymore.

Here I am in the second quarter of the year and so far, my goals are shaping up nicely (for the most part…but more on that below). This year, I decided to make my goals more management (aka smaller) and limit myself to shorter time lines, hence the quarter business.

It’s easy to think that only “average” income earners need to create a budget to be financially competent, but that’s definitely not the case. According to a story on CNN’s Money website, NFL players are susceptible to finishing their careers flat broke.