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Big ideas for Smaller Living, Going Green, Saving Money and the Planet.

Yet, there’s a free tool available online called Planwise. It’s a free online personal finance decision tool that allows you to input your expenses and income and set goals for yourself, such as pay down debt, buy a house, or take on a major expense. It also predicts your progress on paying off debt and potential affect of saving the remainder of your income through bar and line graphs.

If you have decided to take the plunge and build your dream home the first thing you need to do is work out how you’re going to pay for it. Financing a self-build isn’t as simple as applying for a regular mortgage. Unless you’re lucky enough to have the capital to be able to pay for it all outright, you will need to apply for a specialist self-build loan.