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Big ideas for Smaller Living, Going Green, Saving Money and the Planet.

In another life, I was most definitely an architect. I love analyzing, gawking at, and dreaming of different architectural styles. Recently, I’ve noticed a trend in commercial properties, whether it be a retail location or multi-unit apartment complex; an urban industrial look and feel to the facade. Brick accents, metal-like paneling, and bold, dark contrasting colors seem to be a running theme in new and redesigned units.

“Oh, she’s just had a run of bad luck. That’s why she’s having financial troubles,” I recently heard someone say about someone I know very well.

I kept my mouth shut, but it made me realize there really isn’t such a thing as bad luck, at least not when it comes to repeat-behavior and financial habits. Instead, it’s an excuse for not taking control of the financial situation and making some much needed changes.