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Personal Finance

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This year, instead of coming up with annual goals that I wouldn’t meet as the year progressed, I decided to select a few goals for each quarter. Having a shorter amount of time to fulfill them, I chose four smallish goals for this quarter that I felt would be attainable:

Sometimes, it’s better to make do with what you have. Not only do you save money, but you save time and resources. When it comes to living space, you might feel limited by the floor space, but if you look up you might find more just what you need. I’m talking about attic and loft conversions.

When I booked my ticket for New York back in October, I knew January would be frosty. What I didn’t know was that I’d be present during their coldest period in over 100-years with a record-breaking day of 4-degrees Fahrenheit. All I can say is brrr…..