Shopping online can often give you great deals that aren’t available in stores. This holiday season, you can save lots of money if you do the bulk of your holiday shopping online.

One game a week, that’s my limit. On Sunday’s, I veg out for 3 hours and watch one football game. During those three hours I can admit that I’m completely unproductive.

Or, should I say, the three don’ts: Don’t get sick, don’t get divorced, don’t go to school.

Recently, I came across an article that stated the Baby Boomers (those born after World War II until the early ’60’s) were born at a fortunate time in economic history. The United States was going through one of it’s most prosperous times with jobs plentiful and salaries ever increasing.

Countries with lower home ownership have lower unemployment. The study compared Switzerland in particular with 34% of their population being home owners to a low unemployment rate of 3%. The idea is that a more mobile work force can move when needed for employment.