Many years ago, when I knew I’d be purchasing a house in the future, I started working on what I needed to do in order to qualify for a mortgage. I had a hunch that I needed to start sooner than later in order to achieve my goal and I’m really thankful I did.

I am often intrigued by articles that say things like, “How I paid $80,000 off in 6 months,” and “I slayed my student loans in under a year!” But once I read these articles, I find out that these individuals make over $200,000 annually, live in a low-cost area, and have roommates.

Los Angeles is considered the most overpriced city in the nation, and it’s not hard to see why. I outline our step-by-step plan that helped us put together our down payment and hopefully will be an encouragement for others in a similar situation.

During my 20’s it was easy to live in the present, only ever thinking of retirement as being a far-off fuzzy “what if” scenario.

If you have a food dehydrator, you’re on your way to eating healthy food.