The other day I had a moment of clarity; I was speaking to someone as interested about personal finance as myself, and realized I keep repeating a bad pattern. Until that moment, I hadn’t been able to see the pattern or even acknowledge that I had a repeating financial pattern.

Ahhh…the traditional homeowners association.  This organization can be the bane of a homeowners’ existence, or can be a powerful tool in ensuring that the…

So you bought a house. Bravo! Buying a house is an exciting, life-changing event for most people; they worked hard, saved their money for a down payment, and made a commitment to stay in one place for at least a few years. I’m done saving money for this house now, right?

Although small bathrooms may seem less inviting than their roomy counterparts, there are some simple tricks you can use to make even the smallest washroom cozy and accessible.

Yet, there’s a free tool available online called Planwise. It’s a free online personal finance decision tool that allows you to input your expenses and income and set goals for yourself, such as pay down debt, buy a house, or take on a major expense. It also predicts your progress on paying off debt and potential affect of saving the remainder of your income through bar and line graphs.