According to recent reports, consumers have been paying down their debt and tightening their purse-strings. But, for those of us (yes, me too unfortunately) that racked up a bit of debt over the past 12-months, zero balance transfer credit cards might be a great way to get out of debt.
For the past 8-months I’ve been making my coffee 4 or 5 days a week which is a lot faster and cheaper than riding over to Starbucks on a daily basis. However, while I was traveling, making my coffee wasn’t really an option (well, okay, it was but the hotel coffee was disgusting!) So, I’d walk over to Starbucks, wait 20 or so minutes, and be satiated
I finally made it out to the Sacramento/Davis area and checked out a few towns I had on my list. To back track a bit, Mr. LH and I have been toying with the idea of moving to Northern California from Southern California. We still aren’t 100% set on the possibility of a move, but there are some pros and cons of staying versus leaving and vice-versa.
With the holidays now behind us, it’s time to take inventory of our personal finances; pay down those credit cards, save more money, map out a savings goal, etc. But, before I do any of this (except maybe the first one) I need to splurge on myself a bit. I’m in dire need of some really great shoes that will support many hours on my feet and walking.
Have a wonderful Holiday from Little House in the Valley!