Quite a few years ago, Mr. LH and I decided to purchase a term life insurance policy just in case of a sudden accident.…

Saving money doesn’t come naturally to me; I have to work hard at it. According to the US Department of Commerce the national personal…

For the past 3 years, I’ve been living mostly credit card free. I paid off my credit card balances over two years ago and…

I’m looking forward to the New Year. I’ve finally wrapped a couple of on-going accomplishments and feel like 2012 is the start of something…

It’s that time of year again when I pull my credit reports and review my credit score. One of my on-going goals has been…