I really can’t complain about cold weather living in Southern California. However, I would definitely classify myself as a thin-skinned, cold-weather wimp. It the mercury drops below 68-degrees, I shiver and dream of warmer days. Because of my thin-skin, I’ve figured out inexpensive ways to keep warm rather than crank the heat (but I’m definitely guilty of this as well.)

  1. Stay active. There’s something to be said about getting your heart racing on a chilly day – your blood starts circulating and you feel warmer from head to toe. People who are more active, are better able to handle cooler weather.
  2. Layer your layers. Layering clothes is a great way to stay warm and comfy in the morning, then cool and comfortable when the sun comes out. For those of you poor souls living elsewhere, ThermaSilk long under garments are a great base layer. They’re breathable, allowing moisture to be removed from your body, and thin enough to wear under almost any piece of clothing.
  3. Cover your extremities. Scarfs, hats, mittens and woolen socks will keep your body heat in. You might even want to done a pair of ear muffs for colder regions. Fifty percent of your body heat is lost through your head, so cover up and you’ll stay warmer.
  4. Stay warm from the inside out. Warm drinks, like hot cocoa or tea, are a great way to stay warm. For those of age, you might want to add a little Schnapps to your drink for a little more heat. Soups, stews, and baked goods are another way to warm up on a chilly day.
  5. Cuddle up. Cuddle your loved ones, be that a spouse or furry friend; they can act as your personal body heaters.

I’m sure those living in colder regions can add some great money-saving tips as well. So please do share! My knowledge only goes as far as 50-degrees. πŸ˜‰

How do you stay warm in the winter?


  1. Financial Samurai Reply

    Hahaha, nice! I guess I am more qualified than you, cause my knowledge goes down to 45 degrees!

  2. Miss T @ Prairie Eco-Thrifter Reply

    Great list. I definitely try to stay active all year long. I love cross country skiing which is really fun.

    I also love my slippers. Every day after work I come home and put them on. I love how cozy they make me feel.

  3. I live in Maine and it goes well below 0 here in the winter. My personal and favorite ways to keep warm are as follows: 1. Throw my fuzzy robe, slippers and/or socks into the dryer on the hot setting and get ready for instant warmth; 2. utilize my hot water bottle to warm up my feet in bed or under a blanket; or 3. take a hot bath.

    • @Joy – The dryer idea is great, especially on a chilly night. Temps that get below 0 call for extreme measures! An electric blanket would be called for on those nights!

  4. Hunter - Financially Consumed Reply

    Dressing for the weather is most important for me. I get caught off-guard on the odd morning bike ride when it’s cooler than expected. It can take hours to warm up afterward.

    • @Hunter – I make sure to carry gloves with me on my bike rides in the winter. My hands become like icicles and they turn bright red! And that’s no fun at all.

  5. I always heard that your feet, hands and head are the important places to keep warm. I prefer warmer weather too which is why I moved to California.

    • @Krantcents – That’s true, as long as your extremities and head are covered, you can stay fairly warm. However, living in CA makes the winter reasonable. πŸ˜‰

  6. retirebyforty Reply

    We try to use the oven more in the Winter. It warms up the whole kitchen + living room. I can’t wait until Thanksgiving! πŸ™‚

    • @Retire by 40 – The oven is a great way to warm up a house. Leaving the door open after you turn it off really does warm up a place. Of course, once Baby RB40 begins walking, you may not be able to do that! πŸ˜‰

  7. I love to take a hot bath and then cuddle up in layers and a blanket. When I have to type, though, I turn on a small heater in my office only.

    • @Christa – Small space heaters are a terrific idea for one particular room. No point turning on the whole-house heater if you don’t need to.

  8. I love to be working outside when it’s crisp and cold. You’re quite right, having a breathable base layer helps regulate temperature. Stay away from cotton for inner layers, it’ll get damp and chill you out.

    • @101 Centavos – Good point about the cotton base layers – they just become damp. Those thermasilk undergarments are a great alternative, or something similar to them.

  9. Well Heeled Blog Reply

    I’m in California too.. but I love space heaters! I have one in the bedroom and before I go to bed at night I turn it on for 30 minutes to an hour. Warms up the entire room and it’s cheaper than running the central heat.

  10. youngandthrifty Reply

    What about inside the home? LOL. Isn’t that where the cost of heating counts? πŸ™‚

  11. *and* weather-proof you home! πŸ™‚ Start by checking all windows are fully shut. The first year after moving to the east coast, we were having unbelievably high gas bills. Turned out we didn’t close one of the windows fully! That was a very expensive lesson!

  12. You’re quite right, having a breathable base layer helps regulate temperature. Stay away from cotton for inner layers, it’ll get damp and chill you out.

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