Happy Birthday, Little House!

Happy Birthday, Little House!

It’s hard to believe that my one-year anniversary of beginning this blog is already here. When I started this blog, my goals were listed in my 3-step plan:

  1. Pay down my debt
  2. Improve my credit score
  3. Save for a down payment for a house

I really didn’t have a “blog” goal, per say. By starting this blog, I felt it would keep me more focused on my 3-steps if people were watching. If I had a blog goal forming in the back of my mind,  that goal was to give it a year and try and build a small readership. Thankfully, I’ve done just that with the help of a blogging network, the Yakezie (Yakezie.com coming August 16th!). I’ve also become a staff writer for WiseBread.com, a terrific opportunity for me to expand my readership! As for my initial 3-step progress:

  1. Pay down my debtStatus: On going. My credit cards are paid in full and I’m getting closer to paying off my crummy line of credit. I’m not too concerned about my student loan or auto loan, but those two are next on my list to conquer.
  2. Improve my credit score Status: On target! I’ve managed to increase it to above 700. (I haven’t checked it in a couple of months, but last I checked is was at 728.)
  3. Save for a down payment for a houseStatus: Missed the mark. I’ve actually put off this step off in order to fulfill step 1. I also need to reassess this goal since I need to get serious about saving for retirement. Perhaps this step needs to be a retirement goal, or I need to add a 4th step. Though a 4-step plan just doesn’t have the same ring to it!

Over the next year I’ll continue working on my goals, and possibly add a 4th one: Save for retirement. I can’t really formulate a plan as to where this blog will lead, but since I still enjoy blogging I’m not going anywhere anytime soon.

Now a quick recap of some of my initial posts for a trip down memory lane:

  • An Easy Plan– Details step-1; Looking back, I’m definitely on target with this goal as well.
  • I like Pie Charts – I also like pie; apple, pumpkin, cherry. Must have whipped cream topping…..
  • Living Vicariously Through Others – I was being a bit snarky, especially considering I don’t own a house yet.

Have you made progress on your goals? Do you reevaluate your goals throughout the year?