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In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability. As we move to your budget, there are five areas where you must excel to find financial success. Follow along for some skills and items that should be in your sights.

Alan Akina wants to educate people about finances in a way that makes sense to everyone, not just mathematical geniuses that can calculate the compound interest formula without a calculator. So he’s created an e-book about money that anyone can follow, it’s called Super Duper Simple Book on Money. He breaks down personal finance into five basic principles.