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Only nine states in the United States are considered Community Property States with Alaska having an option for couples to select community property. If you live in the any of the other 40 or 41 states, this doesn’t apply to you. A quick definition of community property: property acquired during a marriage is joint property or owned by both spouses regardless if only one spouse’s name is on the item, deed, bill, etc.

I’ve become better at predicting the future or should I say, plotting out what might happen based on a choice I’ve made. I’ve developed this through trial and error. Thankfully, many of my poor choices occurred when I was young and I had time to repair them. That’s not the case for an old friend. He knowingly made one terrible choice many years ago and has been paying for it ever since.