Every time I read blogs that focus on early retirement, the running theme is to save half your income for X amount of years. From a financial perspective, that makes sense, but there are two things that seem like “must have’s” in order to do this:

Which brings me to….how to live in an expensive city without going broke. Now, based on what I just listed above, I’m not going to say, “Well, move to a cheaper city!” because that’s not always realistic.