For the past few years, I’ve been working hard at securing a steady income (along with the education required) and building a strong client base for our business. It’s been long and grueling at times, but it’s finally paid off!

When we got married at the start of the new millenium, we didn’t have a lot of money. We did get a little bit of help from both sides of our family, but most of the expenses were up to us.

Lately I’ve been thinking about successful people in general. I define a successful person as a person who works hard, saves their money (or is financially savvy), and has made a contribution within their profession.

I had an epiphany yesterday: to truly save what you need for the future, you need to visualize it clearly and realistically. Now maybe this had something to do with my 40th birthday, or maybe it had something to do with the weather, or perhaps a Forbes article I was reading; either way, all of a sudden had this clear vision of what I want my life to be like in 10 years from now and a rough sketch of how I was going to get there.