Why have all of these accounts with one nearing a zero balance? First, let me define my concept of a zero balance account – it’s a checking account that, after all bills are paid for the month, equals out to zero dollars or some very small amount (usually under $200).

I’ve been looking forward to the rain, really I have. I’m tired of looking at brown mountains and dried out lawns. The much needed…

I still don’t know why most states adhere to the Day Light Savings time change. I understand that it once had to do with…

Yesterday I posted questions I had about how the suburbs were created and why they were patterned on a grid-system. Well, I started reading…