I am often intrigued by articles that say things like, “How I paid $80,000 off in 6 months,” and “I slayed my student loans in under a year!” But once I read these articles, I find out that these individuals make over $200,000 annually, live in a low-cost area, and have roommates.

Considering the high cost of college these days, I’m not a die-hard proponent of “all kids need to go to college.” Twenty years ago, a college degree made a difference in income levels, but today I’d beg to differ. I also don’t tout the importance of college compared to the cost of tuition.