Back to School For the past 8 years I have been a substitute teacher with a local school district. At first, teaching was supposed…
This summer I had a a couple of baby showers and birthday parties to attend. I wanted to buy high-quality gifts, but since I’m…
One thing I’ve learned over the past few months is the true meaning of saving. For once I actually have a separate savings account…
In the past, before I woke up and realized I had to begin saving money, I would quickly whip out a credit card on…