It’s easy to think that only “average” income earners need to create a budget to be financially competent, but that’s definitely not the case. According to a story on CNN’s Money website, NFL players are susceptible to finishing their careers flat broke.

So far, 2013 has been a year of good fortune for me so far (knock on wood, right?) I’ve had a couple of unexpected jobs pop up that have allowed me to pay down some of the credit card debt I racked up last year and I’m really close to a salary increase of monumental proportions (I’ll have more information on that in the next 3 weeks).