I consider myself an organized person; I use check-lists, organize items in folders and binders with tabs, and know pretty much where everything is (or at least the general location). Organization strategies are important for keeping track of my time and my stuff which saves me money.

The average cost of a home nationwide is $199,900, though in more expensive states like Colorado, California, and New York, the average price zooms up to over $435,000. Everyone knows downsizing to a smaller home is greener, but did you also know it makes shrewd financial sense?

Here it is 8 months into 2013 and I’m not so sure I’m on target with my New Year’s Resolutions. To be honest, if I didn’t write them here at this blog, I don’t think I’d even remember what they were! However, looking back at my January post, I kept my “resolutions” minimal and realistic:

If you’re considering buying a home for the first time, congratulations. Home ownership is a wonderful thing, but it can be a complex process that you may need help with. Armed with the following tips, hints and facts, you’ll know a bit more of what to look for and expect when you begin your search for your dream home.