We’ve been taking a hard look at our monthly bills and everyday finances and have been able to find ways to drastically save money. From cutting our cable and installing an HD antenna, to switching our cell phone plan and asking our insurance company for a better rate, we’ve been able to save over a hundred dollars each month.
Many people think to save a lot of money you have to “go without”. That simply isn’t true. There are many things in your life you can continue to enjoy, but you just want to make sure you aren’t paying too much for them.
When you’re looking at your monthly expenses, the first thing you’re going to look at is how much you need to spend each month just to stay afloat, which is to say what you’re spending on keeping the lights on.
Last summer my sister got married and all of my own wedding memories came flooding back to me; the evening ceremony, the dancing, and the great time I had with my guests. I had just as much fun at her wedding as I did my own.
But it also reminded me of how financially unprepared we were as young adults. Though I feel much more confident that my sister has a handle on her finances, I remember how my husband and I struggled financially those first couple of years.