I am often intrigued by articles that say things like, “How I paid $80,000 off in 6 months,” and “I slayed my student loans in under a year!” But once I read these articles, I find out that these individuals make over $200,000 annually, live in a low-cost area, and have roommates.

During my 20’s it was easy to live in the present, only ever thinking of retirement as being a far-off fuzzy “what if” scenario.

After 5 years of completing one credential right after another, all of that education is finally paying off. Yes, I am getting a raise!

I have been terrible at posting lately. Between work (teaching), school (finishing up my second credential), and life in general, I’ve hardly had time to do much of anything else, let alone post an article! However, finances are still my top priority around here:

Notice, I said “feeling” poor, not truly being poor. Although, even truly poor people would benefit from a budget. Lately, our friends and family members have been sharing financial information with us out of the blue.