Ever since I’ve gotten myself in the habit of tracking our income, expenses, and recording every penny, paying bills has actually become…dare I say….. fun. Yes, it’s still mundane and a task that must be done, but once I actually sit down and do it – which is once a month – I find it calming. Part of the reason I no longer panic when it comes to paying bills is that I’ve taken control of our money. Instead of a feeling of dread that the bills might swallow me, tracking my income and expenses have allowed me to know I can pay the bills each month.
This is a great feeling.
Many people might think flippantly about income and expenses if they have a steady paycheck. But living off an ever-fluctuating one can make bill paying painful and scary. How did I go from terrified to calming? Recording, tracking, and enjoying bar graphs and pie charts.
Yes, my friends, I’m a dork. I like colorful pie charts and comparing bar graphs from one year to the next which has been very helpful in my quest towards financial freedom. I’m not quite there, but I’m getting closer. I can average out my income over a few months, save the surplus in good months to cover the scarcity in not-so-good months, and figure out how to pay every bill on time and save a little each month.
Not rocket science, but a feat that I’ve been able to tackle successfully on an inconsistent income.
With a little more practice, I might consider myself a pro and even offer my services for a fee. Quickbooks help anyone?
Have you recently taken charge of your personal finances and feel relieved?